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Two Student Loan Studies Everyone Missed

Education Next – Jason D. Delisle

“Novel research that focuses on student loans tends to receive considerable attention these days. Yet two recent studies with big implications for the federal student loan program have gone largely unnoticed. Perhaps that is just a coincidence. Or perhaps it is because these studies contradict popular narratives about student debt that imply the loan program ought to be more generous and lenient. Each paper is summarized below, followed by a discussion of what the findings imply for policy reforms.”(more)

Not doing this when you apply for student loans could cost you

USA Today – Kellie Ell

“More than half of students read less than 25% of their student loan documents, according to a new study. Many skipped reading them altogether. Those are the results of the 2017 State of Student Loan Debt in America survey, which polled current college students and their parents on their attitudes about managing student loan debt and found that most of America’s college students are flummoxed by the lengthy student loan process.”(more)

How freezing credit after Equifax will shut you out of some student loans

USA Today – Susan Tompor

“Here’s something student loan borrowers don’t want to hear: The Equifax data breach now could cast a shadow on applying for some college loans, too. After the Equifax data breach hit in early September, many consumer watchdogs —including the Federal Trade Commission and U.S. PIRG — advocated that consumers consider putting a freeze on their credit report if they felt their Social Security number and other data had been compromised.”(more)

The 5 most (and 5 least) valuable college majors

USA Today – Daniel B. Kline

“A college degree can open up the path to a better life. In many cases that little piece of paper unlocks better jobs, higher earning potential, and a better life. Not all four-year degrees are created equally. There are majors where graduates earn more money and most certainly ones where people earn less. Anyone deciding what to study — and how much you are willing to borrow in order to earn your diploma — should at least consider that earning power varies greatly based on what you study.”(more)

For Better Learning in College Lectures, Lay Down the Laptop and Pick Up a Pen

Education Next – Susan Dynarski

Do computers help or hinder classroom learning in college? Step into any college lecture and you’ll find a sea of students with laptops and tablets open, typing as the professor speaks. With their enhanced ability to transcribe content and look up concepts on the fly, are students learning more from lecture than they were in the days of paper and pen? A growing body of evidence says “No.” When college students use computers or tablets during lecture, they learn less and earn worse grades. The evidence consists of a series of randomized trials, in both college classrooms and controlled laboratory settings.”(more)