Time – Gerry Detweiler
“If your daughter has taken out student loans for her education, then she may already have a credit report and credit score, created when her first loan was reported to the credit reporting agencies. It is worth checking. Suggest she visit AnnualCreditReport.com and try to get her credit report from one of the three major credit reporting agencies (Equifax, Experian or TransUnion). But whether or not she has a credit report, she will likely need more than just student loans to earn a high credit score. It will be helpful to have at least one revolving account, such as a credit card, on her reports. Here are several ways to get one.”(more)